Finance · hire purchase · trade-in
Salaried or self-employed, we've done both hundreds of times. Here is exactly how it works, what you need, and how long it takes — written down, so nobody has to explain it on the phone.
Four ways to drive it home
Fastest, cleanest, best price. Duty is paid and the car is registered before it reaches the yard, so the figure you see is the figure you pay. Same-day transfer, same-day keys.
Up to 90% of the value, 12 to 72 months, reducing balance. We submit to KCB, Equity, NCBA, Stanbic and Absa on your behalf and take whichever comes back best — you don't queue at five banks.
For buyers the banks find hard to read — business owners, irregular income, no payslip. Deposit down, the balance over an agreed period, the logbook transfers on the final payment. Terms agreed case by case.
Your current car becomes the deposit. Photograph it in your account and we come back with a firm number, valid for seven days — before you drive anywhere.
What the bank will ask for
How long it takes
Try any number
Reducing balance, the way Kenyan banks actually quote. Indicative only — your rate depends on the bank's assessment of you.
Start here
Eight questions, no documents yet. You'll know your ceiling before you fall in love with something above it.
Open my Viva accountCall Dennis or Edwin. A real person, in the yard, every day.